Los Angeles, CA Uber Accident Attorney

Both Uber and Lyft carry insurance coverage for drivers, but this coverage changes depending on the driver’s activity at the time. All contracted drivers must maintain their own individual auto insurance policies. If an Uber or Lyft driver experiences an accident while off the clock and not accepting fares, his or her personal policy would come into play. When a driver clocks in as available for fares, Uber and Lyft insurance will cover up to $50,000 in bodily injury damages for a single person in an accident, up to $100,000 maximum per accident, and up to $25,000 in property damages. These are the minimum requirements, and some states require additional coverage.

When an accident occurs after a driver accepts the fare and starts driving to pick up the passenger or during a paid trip, Uber or Lyft will cover up to $1 million for a single accident. Depending on who is at fault for the accident, insurance may cover some or all the damages. However, in cases involving multiple drivers or drivers who cause accidents with Uber or Lyft drivers, determining liability can be difficult.