Posted on February 13, 2022 to Blog
How to Deal with a Hit-and-Run Accident
A car accident can cause serious injuries and damage to both vehicles. But a hit-and-run accident adds another layer of complexity to an already tough situation. Drivers may flee the scene of an accident if they:
- Were driving under the influence
- Were driving with a suspended license
- Have a warrant out for their arrest
- Have outstanding tickets
- Were uninsured
- Were driving an unregistered vehicle
- Were driving a stolen car
- Were in shock
- Were afraid of repercussions
If you’ve been involved in a hit-and-run accident, here’s what you need to do.
Call the police.
It’s important to call the police as soon as possible so they can create a police report and get started on tracking down the other driver. They will ask for your driver’s license, address, phone number, and vehicle registration. They will also ask you to provide details about the accident, such as the make and model of the car, what the driver looked like, and if you happened to catch their license plate number.
If there were witnesses to the accidents, they will obtain their statements. Their investigation will also involve looking for nearby cameras and evidence that could lead them to the other driver.
While you’re at the scene, take pictures of your vehicle and pieces of the other driver’s car that could help identify them. Avoid touching anything and let the police conduct their investigation.
2. Hire an attorney.
Insurance companies are in the business of making a profit. After a car accident, they will attempt to minimize the amount of money they have to pay. A car accident attorney is experienced in dealing with insurance companies and knows what it takes to ensure clients receive the compensation they deserve.
A car accident attorney will do the following:
- Negotiate with the insurance company on your behalf
- Manage your claim and paperwork
- Assist you in drafting a verbal or written statement
- Fight for your rights
After a hit-and-run car accident, an attorney will help prove that the other driver caused the loss. They will look through the evidence to determine fault and build your case. They will collect and review your medical reports, interview witnesses, and determine the value of your losses.
A car accident lawyer will also communicate with the police to ensure your case is being investigated and handled properly.
3. File a claim with your insurance company.
If you’re insured, the insurance company will cover the costs of repairing your vehicle — after you pay the deductible. The deductible will only be reimbursed if the other driver is found and held accountable.
Uninsured motorist coverage can be used to cover medical bills, but not vehicle repairs.
Both of these coverage options are recommended, but not standard. If you have the minimum state-required liability, you may have to cover property damage expenses yourself.
The insurance company may ask you to provide them with the police report. If or when the other driver is found, they will be held responsible for damages to your vehicle and medical bills.